PRIVACY POLICY
effective May 1, 2021
This Privacy Policy describes the Access Health Insurance Services, Inc. ("Access Health") policies and procedures on the collection, use, and disclosure of your information when you use the www.AccessHealthIns.com website and tells you about your privacy rights and how the law protects you.
If you choose to use www.AccessHealthIns.com, you agree to the collection and use of data in relation with this policy. The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible at www.AccessHealthIns.com under Terms of Use, unless otherwise defined in this Privacy Policy.
USAGE DATA
Whenever you visit www.AccessHealthIns.com, Usage Data is collected automatically. Usage Data may include information such as your device’s Internet Protocol (“IP”) address, browser type, browser version, pages on our website that you visit, the time and date of your visit, the time spent on those pages, and other statistics.
PERSONAL DATA COLLECTION AND USE
When filling out and submitting the Contact Us form on www.AccessHealthIns.com, we ask you to provide us with certain personally identifiable data, including, but not limited to, your name, email address and phone number. Access Health will use your Personal Data to contact you by telephone, email, SMS, or other equivalent forms of electronic communication to attend and manage your requests to us.
RETENTION OF YOUR PERSONAL DATA
Access Health will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with legal obligations (e.g., if we are required to retain your data to comply with applicable laws), solve disputes, and enforce our legal agreements and policies.
DISCLOSURE OF YOUR PERSONAL DATA
In the event Access Health is involved in a merger, acquisition or asset sale, your Personal Data may be transferred. In such an instance, your Personal Data becomes subject to a different Privacy Policy.
Under certain circumstances, Access Health may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).
Access Health may disclose your Personal Data in the good faith belief that such action is necessary to (i) comply with a legal obligation, (ii) protect and defend the rights of property of Access Health, (iii) prevent or investigate possible wrongdoing in connection with www.AccessHealthIns.com, and (iv) protect against legal liability.
SECURITY OF YOUR PERSONAL DATA
Access Health values your trust in providing us your Personal Data, thus we are striving to use commercially acceptable means of protecting it but remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.
CHILDREN'S PRIVACY
www.AccessHealthIns.com does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that your child has provided us with Personal Data, please contact Access Health. If we become aware that we have collected Personal Data from anyone under the age of 13 without verification of parental consent, Access Health takes steps to delete that information.
COOKIES
www.AccessHealthIns.com uses Necessary Cookies which are essential for the operation of our website. Necessary Cookies help make a website usable by enabling basic functions like page navigation and access to secure areas of the website. You can set your browser to block or alert you about these Necessary Cookies, but some parts of the website may not function properly without them.
LINKS TO OTHER WEBSITES
www.AccessHealthIns.com may contain links to other websites that are not controlled or operated by Access Health. If you click on a third-party link, you will be directed to that third-party’s website. We strongly advise you to review the Privacy Policy of every website you visit. We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party websites, products or services.
Your privacy rights
Access Health extends privacy rights to all customers. Your right to know and right to deletion are not absolute and are subject to certain exceptions provided by law.
Right to deletion. You can ask for the deletion of your Personal Information. If you ask us to delete your Personal Information, we will respect your request and delete your personal information, subject to certain exceptions provided by law.
Right to know. You have the right to know the Personal Information we collect, use, disclose, and sell about you. This includes:
(a) the categories of personal information that we collect;
(b) the purposes for which the collected personal information is used;
(c) whether we sell your personal information to third parties;
(d) the categories of personal information that we sold or disclosed for a business purpose;
(e) the categories of third parties to whom the personal information was sold or disclosed for a business purpose; and
(f) the business or commercial purpose for collecting or selling personal information.
Other privacy rights. You may object to the processing of your personal data. You may request correction of your personal data if it is incorrect or no longer relevant, or ask to restrict the processing of the data. You may request to opt-out from future selling of your personal information to third parties. Upon receiving a request to opt-out, Access Health will act upon the request as soon as feasibly possible, but no later than 15 days from the date of the request submission.
To exercise these rights, contact Access Health through our Contact Us form.
Upon receiving your request, Access Health will need to verify your identity to determine you are the same person about whom we have the information in our system. These verification efforts require you to provide information so that we can match it with the information you have previously provided us. We will only use information provided in your request to verify your identity or authority to make the request.
You may also designate an authorized agent to make a request on your behalf. Authorized agents must submit written proof that they are authorized to act on your behalf. We may deny requests from authorized agents who do not submit proof that they have been authorized by you to act on their behalf.
Access Health will not discriminate against you if you exercise your privacy rights.
Modifications to the Privacy Policy
Access Health reserves the right to modify or update this Privacy Policy at any time and without prior notice to you, effective upon posting of an updated version of Privacy Policy as identified by the “Effective” date at the beginning of this Privacy Policy.
If any material changes are made to the Privacy Policy, we will notify you through appropriate communication channels. You agree that your continued access or use of the Platform and/or Services after any changes to the Privacy Policy will be subject to the updated Privacy Policy.
CONTACT US
If you have any questions about our Privacy Policy, please contact us through our Contact Us form.